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Mortgages

How to Buy A House in 2023: An Essential Guide

How to Go About Buying a House Step by Step

Want to know how to buy a house in 2023? Learn more about purchasing a home in a transitioning real estate market.

percentage sign next to a model home, in the background man signing on a mortgage

What Is the Ideal Percentage of Income for Mortgage Payments?

The percentage of your income that should go to a mortgage depends on your other debts and your comfort level. Find out the common rules of thumb and when they apply.

Rent or Buy

Renting vs. Buying: Which Is the Best Choice for You?

While homeownership allows to build equity, renting offers freedom and flexibility. Want to learn more about the pros and cons of renting versus buying? Learn more.

mortgage lender

Shopping for a Mortgage? How to Choose a Mortgage Lender to Suit Your Needs

Finding the best mortgage lender doesn’t have to be difficult. Use these tips to find the best mortgage lender for your unique lending needs.

cost of house renovations

How Much Does It Cost to Renovate a House? What to Spend, How to Pay for It

Knowing how much it costs to renovate a house can help you plan and budget for this endeavor. Keep reading to learn how much you could spend.

types of mortgages

The Different Types of Mortgage Loans for Homebuyers

Mortgages, like the real estate they finance, come in a wide variety of options designed to suit different buyers. Some, like fixed-rate loans, are more common than others.

Down Payment on a House

What Is the Average Down Payment on a House in 2024?

The average house down payment varies across the country. Find out how much you need to save based on where you live and the type of home loan you want.

2 people talk about a house offer

Can You Back Out Of A House Offer?

A home purchase contract is legally binding, but you may still be able to back out of a house offer if certain situations occur.

man looking at a model house with a magnifying glass

What is an Appraisal Contingency?

Buying a home? Learn what an appraisal contingency is when it comes time to draft a purchase offer with your real estate agent.

What are Construction to Permanent Loans?

Are you planning to build a new home? Construction-to-permanent loans might be the best way to finance the project. Here’s everything you need to know.

historical cd rates

Historical Mortgage Rates: Past, Present, and Future

Learn more about the history of mortgage rates and how economic conditions have impacted rate trends over time.

30 year mortgage rates

Best 30-Year Mortgage Rates in October 2024

The best 30-year mortgage rates can lead to huge savings over the life of the loan. These lenders offer some of the lowest APRs.

How to Pay Your Mortgage

How to Pay Mortgage: 7 Payment Methods

Learn everything you need to know about mortgages, from ways to pay your mortgage monthly to innovative strategies for paying it off faster.

15-year mortgage rates

Best 15-Year Mortgage Rates in October 2024

A 15-year mortgage can be an excellent way to finance a home and keep interest costs under control.Find the best 15-year mortgage rates here.

Reverse Mortgage vs Home Equity Loan

Reverse Mortgage vs. Home Equity Loan: Key Differences And Which To Choose

Reverse mortgages and home equity loans allow you to access your home’s equity, but how they impact your finances is vastly different.

How to find a real estate agent

How to Find A Real Estate Agent (For Buyers and Sellers)

Choosing a real estate agent can be a stressful process, but by following a few easy steps you can find the best agent to help you buy or sell a home.

home appraisal

Home Appraisal: What Is It, How It Works, Types

When buying or refinancing, a home appraisal report is often required by lenders prior to closing. Here’s a look at what home appraisals are and how they work.

best mortgage lenders

Best Mortgage Lenders for 2024

Mortgage loans typically have repayment terms that last decades, so it’s important to choose the right lender from the start. Our list of the best mortgage lenders can help you narrow down the choices.

refinance mortgage

How Long Does It Take to Refinance a House?

A mortgage refinance usually takes about 30 to 45 days to complete, but it could take more or less time, depending on the situation.

buy and sell house

How to Buy and Sell a House At the Same Time

Buying and selling a home at the same time can be tricky. Find out how to make the process as smooth and stress-free as possible.

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