Personal Finance
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car loans

Which Credit Score Is Used for Car Loans?

While some car loan lenders may use the FICO auto score to check an applicant’s eligibility, they might also choose to use the basic FICO score or their VantageScore.

best rv loans

Best RV Loans for July 2024

The best RV loans boast low APR ranges, no added fees, and a range of amounts and terms to cater to a wide range of borrowers.

Interest Rate vs. APR

Interest Rate vs. APR: How Do They Differ?

It’s important to understand the difference between interest rates and APRs when borrowing money.

Best Ways to Borrow Money

How to Borrow Money: 8 Best Ways

These methods for borrowing money are convenient, inexpensive, and fast. Find out the wrong ways to borrow, too, which may lead to debt troubles.

easiest personal loans to get

10 of the Easiest Personal Loans to Get

Whether you’ve got unexpected medical bills, you want to go back to school, or you want to consolidate your debt, a personal loan can revolutionize your life.

What Increases Your Student Loan Balance?

6 Factors That Increase Your Student Loan Balance

Many students see their student loan balances increase over time. Here are some reasons why that happens. Learn more.

Down Payment on a House

What Is the Average Down Payment on a House in 2024?

The average house down payment varies across the country. Find out how much you need to save based on where you live and the type of home loan you want.

best credit consolidation loans

Best Credit Card Consolidation Loans for July 2024

Struggling to manage your credit card debt? Looking for more flexible repayment terms? Here are the best credit card consolidation loans we could find.

types of personal loans

8 Types of Personal Loans Explained

Personal loans can help you cover planned or unplanned expenses. Here are the different types to choose from. Learn more.

OneMain Financial Personal Loans Review

OneMain Financial Personal Loans Review 2024

OneMain Financial is one of the best sources for personal loans if you have bad credit. Learn more in our OneMain Financial review.

how to get a loan with bad credit

How to Get a Loan With Bad Credit

It can be difficult to get a loan with bad credit. The right lenders and sufficient income will go a long way to help.

401k loan

What Is a 401(k) Loan? Pros, Cons, Strategy

A 401(k) loan may offer lower fees and more flexible repayment terms, but it’s not always advisable. Before you tap into your 401(k), here's what to know.

Buy Now Pay Late

Buy Now, Pay Later (BNPL): How It Works, Benefits, How to Get It

"Buy now, pay later (BNPL)” can be appealing if you want the item or service right away, but you don’t want to wait until you can afford it. A number of apps facilitate the BNPL way of purchasing. Some charge fees; others don’t.

2 people talk about a house offer

Can You Back Out Of A House Offer?

A home purchase contract is legally binding, but you may still be able to back out of a house offer if certain situations occur.

LendingClub Personal Loan Review

LendingClub Personal Loan Review 2024: Pros, Cons, Approval Odds

LendingClub personal loans are available with flexible terms, and you can apply with no impact to your credit score. Learn more here.


What is FAFSA? A Complete Guide to Federal Student Loans

The FAFSA is the application you submit for federal student aid and it has recently changed. Here’s how to get yours filed on time.

Best Loans for Fair Credit

Best Loans for Fair Credit in July 2024

If you’re looking for a personal loan with fair credit, it’s important to understand the costs and terms. Find the best loans for fair credit here.

When Should You Refinance Your Car Loan?

When Should You Refinance Your Car Loan?

Refinancing an auto loan can save you money and reduce your monthly car payment. Here’s a look at when to refinance and how.

Car loan no credit

Can I Get a Car Loan with No Credit?

Want to know if you can get a car loan with no credit? It’s possible. Follow our guide to find out how.

FAFSA Deadline

FAFSA Deadline 2024: All You Need to Know

The annual FAFSA deadline is on June 30 every year, but there are state and school deadlines you should be aware of if you plan on applying for federal financial aid.

man looking at a model house with a magnifying glass

What is an Appraisal Contingency?

Buying a home? Learn what an appraisal contingency is when it comes time to draft a purchase offer with your real estate agent.

payday loans

Payday Loans: How Do They Work & What Do You Risk

Payday loans are short-term, high interest loans that provoke concerns over debt cycles. They are an expensive and dangerous way to borrow money.

sell car with loan

How to Sell a Car When You Still Have a Loan

Selling a car with a loan? Learn how to navigate the process, including paying off your car and transferring the title to the new owner.

prequalify for a loan

How to Prequalify for a Loan

If you want to apply for a loan, prequalifying can help you choose the best option. Find out how to prequalify for a loan and what to expect from the process.

What are Construction to Permanent Loans?

Are you planning to build a new home? Construction-to-permanent loans might be the best way to finance the project. Here’s everything you need to know.

credit score for personal loans

What Credit Score Do You Need for a Personal Loan?

Not all lenders have a minimum credit score requirement, but generally the higher your credit score, the better your interest rate and loan term.

Unemployment Emergency Loans

Best Loans for the Unemployed 2024

Have an employment setback? These are the best personal loans to look for when you’re out of work.

Co-Borrower Vs. Co-Signer

Co-Borrower vs. Co-Signer: What's the Difference?

If you have less than perfect credit, you may have a greater chance of being approved for a loan if you opt for a co-borrower or co-signer. Read on to learn the difference and which is right for you.

how to get a business loan

How to Get a Business Loan in 5 Steps

A business loan can help you start or maintain a business. There are several types of business loans to choose from, and each has different requirements.

best banks for personal loans

Best Banks for Personal Loans for July 2024

Personal loans are sometimes helpful for debt consolidation or getting through a financial rough patch. Find the best banks for personal loans here.

Best Personal Loan Rates

Best Personal Loan Rates for July 2024

The Fed rate hikes make it more costly to borrow money. As such it’s important to compare lenders to identify the best personal loan rates available.

Best VA loans

Best VA Loans for July 2024

VA loans can help U.S. service members, veterans, and surviving spouses realize their dream of homeownership with $0 down. Learn more.

Requirements for A Home Equity Loan or HELOC

Knowing the requirements for a HELOC or Home equity loan can improve your approval odds for these types of loans. Learn more about the requirements.

best auto loan companies

What Is The Best Company to Refinance Your Auto Loan? July 2024

It can be time-consuming and daunting to sift through the (seemingly endless) possibilities to find the best auto refinance lender for you. We’ve narrowed down the options to help you make the best choice.

home equity loan

What Is a Home Equity Loan?

A home equity loan lets you convert a portion of your home ownership into cash. Learn more about how a home equity loan works and the advantages and downsides of this financing option.

Best Personal Loans for Good Credit

Best Personal Loans for Good Credit in 2024

Personal loans can cover many financial needs. Learn about the best personal loans for good credit here.

Secured Loans

What Are Secured Loans and How Do They Work?

Secured loans are backed by collateral, so be certain you can pay back your loan, or your lender can claim your collateral if you default.

How to Borrow Money From a Life Insurance Policy

How Much Can I Borrow From My Life Insurance Policy

Looking for a low-interest loan? Find out how to borrow money from your life insurance policy.

How to Get a Personal Loan

How to Get a Personal Loan in 5 Steps

If you’re considering a personal loan, understanding what to expect from the application process is helpful. Here’s what the process is like.

Best Pool Loans

Best Pool Loans in July 2024

The best pool loans include personal loans allowing you to pay for your swimming pool over time. Find the best pool loans here.

Best Cash Advance Apps

Best Cash Advance Apps in July 2024

Cash advance apps can help you access funds from your paycheck days ahead of time. But there are drawbacks to consider, including potentially steep fees.

Personal loan

Quick Loans: Where Can You Borrow Money Immediately?

When you need money quickly, fast personal loans can help you get cash in your bank account as soon as the next business day.

student loan interest rates

Best Student Loan Rates for July 2024

Student loan interest rates vary based on the type of loan it is, who the lender is, the type of interest rate, and the borrower’s financial information including credit score.

Student Loan Refinance

Best Student Loan Refinance Companies for July 2024

Refinancing student loans could result in a lower interest rate, which could save you money over the term of the loan.

How to Pay Off Student Loans Fast

8 Ways to Pay Off Student Loan Fast

Paying off student loans faster can save you a ton of money in interest and help you focus on building wealth. Here are eight tried-and-true ways to cut years off your loan payoff date.

Best HELOC Rates

Best HELOC Rates in July 2024

Variable interest rates are common on HELOCs, but may be locked in at certain intervals. Here’s what to look for and where to find the best HELOC rates today.

Best home equity loans

Best Home Equity Loans for July 2024

Home equity loans can provide a source of funding that's literally as close as your front door. Here’s where to get the best home equity loans and what you need to know before signing on the dotted line.

How to Trade In Your Car

How to Trade in Your Car: Get the Most Value for Your Vehicle

Trading in a car could reduce what you pay toward the purchase of a new one. Learn how to trade in your car to get the most value.

Secured Loan vs Unsecured Loan

Secured Loan vs. Unsecured Loan: What’s the Difference?

Secured and unsecured loans differ in their rules and benefits, but neither is inherently better than the other. Learn more.

Good Debt vs Bad Debt

Debt Management Guide: Good Debt vs. Bad Debt

Being in debt is not always a bad thing. Some debt can have a place in your credit profile.

What Is a Personal Loan

What Is a Personal Loan

Here’s what to know about personal loans, how they work, their rates, how to qualify for one, and more.

What is an origination fee

What Is An Origination Fee On A Loan?

Most lenders charge origination fees when processing a personal loan or mortgage. Learn more about how these upfront fees work and how to avoid them.

Should You Refinance Your Student Loan?

When to Refinance Student Loans

In most cases, borrowers lose out on flexible payback programs from the federal government when they refinance their student loans. But, in the case of private student loans, refinancing can help to lower your interest rates.

401k loan vs personal loan

401(k) Loans vs. Personal Loans: What to Know Before You Borrow

What’s the difference between a 401(k) loan and a personal loan? Both have risks and benefits. Here’s how to tell which will work best for you.

cash to close

Cash to Close: Definition, Calculation & How to Prepare Early

Do you know what you need to pay when you close on a home? Read on to learn exactly what cash to close is and to estimate how much you’ll need when buying a house.

Personal Line of Credit vs Personal Loan

Personal Line of Credit vs. Personal Loan: Key Differences

Before borrowing money, you may want to compare the pros and cons of a personal line of credit versus a personal loan. Here’s what you need to know.

FAFSA requirements

FAFSA 2024 Requirements: Who Qualifies

Discover the FAFSA requirements for 2024-2025, including eligibility and financial guidelines, essential documents, and tips on avoiding common mistakes.

What Is a Line of Credit and How Does It Work?

What Is a Line of Credit and How Does It Work?

A line of credit allows you to borrow money as needed and pay it back with interest.

 Best Private Student Loans

Best Private Student Loans in July 2024

Whether you have excellent credit and are looking for a low APR or you exhausted your federal student loan options, a private student loan could be a fit.

personal loan no credit check

How to Get a Personal Loan Without a Credit Check

A credit check is usually standard when applying for personal loans, but there are some lenders that don't require them.

best loans for vacation

Best Vacation Loans in July 2024

Vacation loans can help you fund your upcoming vacation or a last-minute trip, but watch out for high fees. While some lenders offer rates as low as 6.99% APR, that’s not the norm. And some vacation loans have up-front fees that can quickly increase your APR.

best wedding loans

Best Wedding Loans for 2024

A wedding loan can help you pay for your dream day, from venue rental to buying a dress or wedding favors. These are the best lenders to consider.

debt consolidation loans

Best Debt Consolidation Loans for July 2024

Depending on the size of your debt, you could save thousands of dollars by eliminating high-interest credit card balances with a debt consolidation loan.

debt consolidation

How to Get a Debt Consolidation Loan with Bad Credit

It’s possible to see which kinds of debt consolidation loans you qualify for when you have bad credit. Here’s how to do it and where you should look.

Federal Student Loan Rates Jump 1% for 2024-25

Federal Student Loan Rates Jump 1% for 2024-25

Federal student loan interest rates are tied to 10-year Treasury Yields and recalculated yearly. This has resulted in a more than 1% jump in rates for the 2024-25 academic year.

what are student loans

What Are Student Loans? A Beginner's Guide

Learn how to choose the right student loan, how to apply for a student loan, and how to successfully manage student loan repayment.

How to Lower Your Car Payment

How to Lower Your Car Payment: 8 Proven Strategies

If your budget is strained, you might need to lower your car payment. Here are some of the best ways to do it.

collateral on a loan

What is Collateral On A Loan And Do You Need One?

In finance, collateral is an asset that a borrower pledges as security to help guarantee loan repayment. Learn more.

peer to peer lending

Peer-To-Peer Lending: What It Is, How It Works, And How to Invest In It

Peer-to-peer (P2P) lending is an alternative to traditional personal loans. They are often easier to qualify for and offer faster funding than bank loans.

Subsidized vs. Unsubsidized Loan written on a notepad with a student graduation hat on it

Subsidized vs. Unsubsidized Student Loans: Which is Best for You?

If you qualify for subsidized student loans, take advantage of them. The government will pay your interest while you're in school and during deferments.

Best egg personal loans

Best Egg Personal Loans Review

A Best Egg personal loan might help you cover unexpected expenses, consolidate debt, or meet other financial goals. Best Egg offers secured loans as well.

Unsecured Loan

What Is An Unsecured Loan?

What is an unsecured loan? Loans that don’t require collateral can be used for almost any financial goal. Here’s what to know—and how to use them wisely.

FHA Loan Requirements

FHA Loan Requirements 2024

If you're on the market for a home, an FHA loan is a solid option. Here are the 2024 FHA loan requirements that will tell you how to qualify for one.

best bad credit loans

Best Bad Credit Loans in July 2024

The best bad credit loans can help you consolidate debt, pay unexpected expenses, fund important purchases, and build a better credit score.

auto loan rates

Best Auto Loan Rates & Lenders for July 2024

Here is our guide to finding the best auto loan rates and lenders, whether you’re looking to buy a new or used car, refinance an existing auto loan, or buy out a lease.

bad credit auto loans

Bad Credit Auto Loans for July 2024

You may think that if you have bad credit, you can’t get a car loan. The good news is that you can, though the loan parameters may not be as advantageous as those for someone with good credit. Here are some places to look.

How to find a real estate agent

How to Find A Real Estate Agent (For Buyers and Sellers)

Choosing a real estate agent can be a stressful process, but by following a few easy steps you can find the best agent to help you buy or sell a home.

installment loans

What Is an Installment Loan?

Installment loans provide borrowers with a lump sum and then a borrower pays back the loan in fixed, scheduled installments. Learn more.

personal loans requirements

What Documents Are Required for a Personal Loan?

Need to borrow money for a project or big expense? Here are the documents required for personal loans and how to make the process as efficient as possible.

buy and sell house

How to Buy and Sell a House At the Same Time

Buying and selling a home at the same time can be tricky. Find out how to make the process as smooth and stress-free as possible.

Personal Loan

Personal Loan Requirements And How To Qualify

Most personal loan providers require applicants to have good credit scores, sufficient income, and a low debt-to-income ratio. Learn more.

are home equity loans tax deductible

Are Home Equity Loans Tax Deductible?

Wondering if you can deduct home equity loan interest payments on your taxes? Learn more about how this deduction works and who is eligible

pay car loan with credit card

Can You Pay A Car Loan With A Credit Card?

Can you pay a car loan with a credit card? It’s possible, but only in limited circumstances. Here are the few situations where the practice makes sense.

cost of house renovations

How Much Does It Cost to Renovate a House? Guide to Save, Pay & Profit

Knowing how much it costs to renovate a house can help you plan and budget for this endeavor. Keep reading to learn how much you could spend.

first time home buyer grant

First-time Home Buyer Grants & Programs: All You Need to Know

Buying your first home and wondering how to afford it? Learn about what first-time home buyer grants and programs you may qualify for to make your new home more affordable.

How to Buy A House in 2023: An Essential Guide

How to Buy a House: A Complete Step Guide

Want to know how to buy a house in 2023? Learn more about purchasing a home in a transitioning real estate market.

what is HELOC

What Is a Home Equity Line of Credit

A home equity line of credit (HELOC) offers revolving and on-demand access to cash that’s tied to your home’s existing equity. Here’s how it works.

Best Holiday Loans

Best Holiday Loans (& Alternatives)

If you’re in need of some extra cash this Christmas and have exhausted all other options, here are the best holiday loans for 2023.

va loan limits

VA Loan Limits 2024: What You Need To Know

If you’re trying to get a VA loan to buy a home, you might face VA loan limits. It depends on your history and eligibility.

HELOC on investment property

HELOC on Investment Property: A Good Idea?

A HELOC against the equity in an investment property can be a solid way to cover costs relating to repairs and improvements to the property, but it can be more difficult to obtain than a HELOC on a personal residence.

home equity loans & HELOCs

Home Equity Loan vs HELOC: Understanding the Key Differences

Home equity loans and HELOCs are a way to get cash by tapping your home equity. You can use this cash for large expenses.

preapproved car loan

How and Why to Get a Preapproved Car Loan

Auto loan preapproval can save you money and time when buying a vehicle. Here’s a look at how to get preapproved for a car loan and why it matters.

student loan forgiveness

How to Apply for Student Loan Forgiveness

If you want to know how to apply for student loan forgiveness, read this article to learn the process and requirements.

refinance car loan

How to Refinance a Car Loan in 5 Steps

When you refinance your car loan, you take out a new loan with better terms than your existing one, saving you money in the long run. The process is relatively simple but does take some preparation.

car payment

How Much Should My Car Payment Be?

When you’re in the market for a new vehicle, it’s important to set a budget for your monthly payment before determining your price range.

loan payments and costs

How to Calculate Loan Payments and Costs

A loan calculator can help you calculate loan payments and costs, which is crucial if you want to make an informed decision before you borrow.

Jumbo Loan

What Is A Jumbo Loan And How Does It Work?

A jumbo loan is a nonconforming mortgage above the Federal Housing Finance Agency maximum. Learn how they work, pros and cons, plus how to qualify.