Personal Finance
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Tax Planning: What It Is, How It Works, and Best Strategies

Want to cut your tax bill and save more money for your financial goals? Tax planning can help. This article outlines how it works.

How Long Do Collections Stay on Your Credit Report

How Long Do Collections Stay on Your Credit Report?

Collections are recorded on your credit report when you default on a debt, and they can last up to seven years.

Self-Employment Tax Deductions

10 Self-Employment Tax Deductions

Work for yourself? Want to save money at tax time? The following self-employment tax deductions can help you reduce your tax bill.

How to Freeze Your Credit

How to Freeze Your Credit

A credit freeze stops unwanted credit inquiries and can help thwart identity thieves. Learn how to place a credit freeze and when you should do it.

Educational Tax Credits and Deductions

Educational Tax Credits and Deductions You Can Claim for Year 2024

If you’re a student or have paid for a student’s education, you may be eligible for education tax benefits in the form of credits and deductions. Here is a guide.

empower review

Empower Review 2024: Pros, Cons, Who Is It For

Formerly Personal Capital, Empower is an investment platform with free financial tools and customizable advisory services. Check out our Empower review to learn more.

How to Travel on a Budget

How to Travel on a Budget: 12 Tips from our Expert

You don’t have to spend a fortune to take a fulfilling trip. Abide by a few practical tricks, and you can travel incredibly cheaply.

What Are Tradelines and How Do They Work

What Are Tradelines and How Do They Work?

Credit-reporting agencies, such as Experian, use so-called “tradelines.” These are lines on your credit report that spell out each revolving and installment credit account you have and also include your name and the business or organization to which you owe money.

start an online business

How to Start an Online Business in 8 Steps

There’s never been an easier time to start an online business. Here are tips to help you choose a business model, write a business plan, develop your brand, and more.

financial stress

7 Ways to Manage Financial Stress

Dealing with financial stress can feel like a daunting task. However, there are some things you can do to reduce your money-related stress and improve your financial situation.

cheap vacation destinations

14 Cheap Vacation Destinations in 2024

It’s possible to book a cheap vacation with just a little strategy. Here are 14 of the most affordable international and domestic vacation destinations to consider.

wedding venues

12 Cheap and Affordable Wedding Venues in 2024

There are many options for cheap and affordable wedding venues. Choosing one can help keep your wedding costs down without impacting your dream day.

 609 Dispute Letter

What Is a 609 Dispute Letter?

A 609 dispute letter is a method of requesting that a credit bureau remove erroneous information from your credit report.

Debt Management Plan

Does a Debt Management Plan Affect Credit?

A debt management plan is one of the least painful ways to climb out from under the thumb of crippling credit card balances.

Taxable Income

How to Reduce Taxable Income: 7 Ways

Take advantage of tax deductions and credits to save thousands. We’ve found the best ways to reduce your taxable income with minimal effort.

best online business ideas

30 Ideas for Online Business Ideas You Can Start in 2024

Starting an online business can be a great way to make extra money or replace income from a regular job, and there are plenty of ideas from which to choose.

pay off debt

Pay Off Debt With These 7 Expert Tips

Wondering how to pay off debt and keep it that way? Here are seven steps to help you live a debt-free life.

How to Exchange Foreign Currency

5 Best Ways to Exchange Foreign Currency

The best ways to exchange currency include exchanging money at your local bank, ordering currency online, and withdrawing cash from an in-network ATM overseas.

Venmo guide

Venmo App Guide 2024: What Is It & How It Works

Unsure whether Venmo is for you? Learn how this payment app works, its fees, and how to use it to send and receive money.

pros cons debt consolidation

Pros & Cons of Debt Consolidation

Debt consolidation can help you pay off debt, improve your credit, and simplify your finances, but it can also mean paying more interest on a longer-term loan.

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