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what affects your credit scores

What Affects Your Credit Scores?

Your credit score can significantly impact your ability to qualify for loans and credit cards. Learn what affects your credit score so you can work toward a positive financial future.

credit bureaus

What are the Three Credit Bureaus?

Hope to buy a home or apply for a credit card? It’s crucial to know how credit bureaus work and the role you play in making sure your credit reports are accurate.

credit score to buy a house

What is the Minimum Credit Score Needed to Buy a House?

A credit score in the “good” or “excellent” range is ideal for mortgage approval, but borrowers with lower scores can find options as well.

What Credit Score Is Needed to Buy a Car

What Credit Score is Needed to Buy a Car?

If you don’t have enough cash to buy a car outright, you may want to know what credit score is needed to get approved for a loan.

fair credit score

What is a Fair Credit Score

A fair credit score isn’t sufficient to thrive in the world of credit. Let’s look at what you can expect with such a score as well as some ways to increase it.

good credit score

What is a Good Credit Score?

A credit score of 670 and up is usually considered good. If yours is lacking, there are several ways you can work on improving it.

What Is an IRS 1099 Form

What Is an IRS 1099 Form

Form 1099 reports income from sources other than employment. It’s filed differently than Form 1040 for wages, so you may need help in understanding all the requirements.

tax deductions

What Is the Standard Tax Deduction

Taking the standard deduction is easy when you’re filing your taxes, but is it the right option for your situation? Take a look at how much it is for 2023.

credit score drop

8 Reasons Your Credit Score Dropped and 6 Ways To Fix It

A sudden drop in your credit score can cause anxiety, but by identifying and correcting the issue you can get your score back up in no time.

ynab review

YNAB Review 2024

If you’re interested in a new budgeting app, you may have heard about YNAB. Learn more about its pros and cons, how it works, and who it’s right for.

how to save money

15 Ways to Save Money

Saving money is a two-part process in which you reduce spending and set aside some funds for future use.

Best tax preparation software

Best Tax-Preparation Software 2024

Are you wondering which tax software is right for you? We have reviewed and compared the top six. Here’s where each one excels.

Best Spring Break Destinations

Best Spring Break Destinations for 2024

Don’t feel like you must plan the same Caribbean spring break trip as everyone else. Plenty of destinations have just as much beauty and adventure, but without overtourism.

best payment gateways

Best Credit Card Processing Services for October 2024

Credit-card processing services enable businesses to accept credit and debit card payments. We’ve narrowed down the best services for businesses and what they offer.

Best Money Transfer & Payment Apps

Best Money Transfer & Payment Apps for October 2024

The top money transfer and payment apps make it easy to send money to friends and family—or pay merchants for goods and services in your country and abroad.

best investing apps

Best Investing Apps 2024

The best investing apps offer a range of products, low fees, and a user-friendly interface. Here are our top picks for 2024.

Ways to Invest $10K

10 Best Ways to Invest $10K

If you’re looking for the best way to invest $10K, here are 10 options to consider, from maxing out your retirement accounts to investing in yourself.

ways to build credit

8 Ways to Build Credit

Good credit can make it easier to qualify for loans, so it helps to know how to build credit if you're starting from scratch.

average tax refund

What Is the Average Tax Refund?

Wondering if your tax refund is typical? What is a tax refund, anyway? Here is what you need to know about tax refunds and the average refund in 2023.

Best Retirement Accounts

Best Retirement Accounts for October 2024

The best retirement accounts offer a tax-advantaged way to build your nest egg and fund your golden years. Here are several options to consider.

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