Personal Finance
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Credit Score

how to take a hard inquiry off your credit report

How to Remove Hard Inquiries from Your Credit Report

Hard inquiries can lower your credit score, so it’s important to learn how to remove them from your credit report. Here’s how you can do it.

Credit score to rent apartment

What Credit Score Do You Need to Rent an Apartment?

Renting an apartment without great credit isn’t always easy, but it’s possible. Find out what credit score you need to rent an apartment and learn some strategies to help you qualify.

credit report dispute

How to Dispute a Credit Report

Disputing credit report errors could help to add points to your credit score. Learn how to initiate—and pursue—a dispute.

700 Credit Score

700 Credit Score: Is It Good or Bad?

Are you wondering if a 700 credit score is good or bad? We’ll answer that question and help you understand what products are available with a 700 credit score.

VantageScore vs FICO

VantageScore vs. FICO

VantageScore and FICO are the two major credit scoring models in use today, yet these companies do things slightly differently.

what affects your credit scores

What Affects Your Credit Scores?

Your credit score can significantly impact your ability to qualify for loans and credit cards. Learn what affects your credit score so you can work toward a positive financial future.

credit bureaus

What are the Three Credit Bureaus?

Hope to buy a home or apply for a credit card? It’s crucial to know how credit bureaus work and the role you play in making sure your credit reports are accurate.

credit score to buy a house

What is the Minimum Credit Score Needed to Buy a House?

A credit score in the “good” or “excellent” range is ideal for mortgage approval, but borrowers with lower scores can find options as well.

What Credit Score Is Needed to Buy a Car

What Credit Score is Needed to Buy a Car?

If you don’t have enough cash to buy a car outright, you may want to know what credit score is needed to get approved for a loan.

good credit score

What is a Good Credit Score?

A credit score of 670 and up is usually considered good. If yours is lacking, there are several ways you can work on improving it.

credit score

Which Credit Score Do Mortgage Lenders Use?

Looking to take out a mortgage? It’s important to find out what credit scores mortgage lenders use so you can put your best financial foot forward.

credit score drop

8 Reasons Your Credit Score Dropped and 6 Ways To Fix It

A sudden drop in your credit score can cause anxiety, but by identifying and correcting the issue you can get your score back up in no time.

build credit

7 Ways to Build Credit Without A Credit Card

There are loads of ways to improve your credit profile that don’t involve credit cards. Some don’t even require an application of any sort.

Time-Barred Debt

Time-Barred Debt: What Is It, How It Works, What Are Your Rights

Time-barred debt cannot be legally collected—but it can still affect your financial future. Here’s what to know and what not to do.

650 Credit Score

650 Credit Score: Is it Good or Bad?

You've got a 650 credit score—is it good or bad? We’ll discuss which loan products you can get with a fair credit score and how to improve your rating.

late payments on credit report

How Long Do Late Payments Stay on a Credit Report?

Late credit card payments can cause your credit scores to drop. Learn how long they stay on your credit report and whether you can ever get them removed sooner.

fico score

What Is a FICO Score?

The FICO credit score is widely used by lenders to determine the likelihood you’ll pay back a loan. Learn how FICO calculates your score and how you can improve it.

rent appartment

7 Tips to Rent an Apartment With no Credit

Renting an apartment with no credit history can be challenging. Here are some tips to help you increase your chances of securing a lease.

raise credit score

How Long Does It Take (and Tips) to Improve Your Credit Score?

Wondering how long it will take for your credit score to rise after a negative mark? Learn how certain events and factors impact your credit score in this article.

delinquency report

What Is a Delinquency on a Credit Report?

Credit report delinquencies can cost you credit score points, but it's possible to avoid them if you pay bills on time.

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