Personal Finance
Advertiser Disclosure
How to Avoid (and Reduce) Credit Card Interest: Best Strategies
Credit card interest makes your purchases cost more, so you should avoid it or reduce it when you can.
Should You Cancel An Unused Credit Card or Keep It?
Don’t know if you should cancel your unused credit card or not? Here are the pros and cons of closing it and keeping it open.
How Much Are Capital One Miles Worth?
There are many ways to use Capital One MIles, but the most valuable is transferring them to airline miles or hotel points.
Credit Utilization Ratio: All You Need to Know
Endeavor to keep your credit utilization below 30%. That’s the key to harnessing the “amounts owed” component of your credit score and keeping your credit healthy.
How is Interest Calculated on Credit Cards?
While you’re likely to see the annual percentage rate (APR) on your card’s disclosure documents, issuers generally charge you interest on a daily basis. Because most cards use a daily compounding method, you effectively pay a higher percentage than the APR.
How Credit Card Companies Make Money
Credit card companies make money by charging interest, miscellaneous fees, and interchange fees to merchants.
How to Find the Credit Card Security Code (CVV)
Your credit card's security code is a three- or four-digit number that helps protect you against credit card fraud. Learn how to find it and why it's important.
Defaulting on Credit Cards: Why It Happens and What to Do
Defaulting on a credit card is one of the worst things you can do for your credit. Here’s how to avoid it—and what to do if you’re already experiencing default.
Credit Card Grace Period: What It Is And How It Works
Did you know that you can receive what essentially amounts to a short-term loan from the bank without paying a lick of interest?
4 Credit Cards Offering Roadside Assistance to Have in 2024
A breakdown of our favorite credit cards offering roadside assistance as a perk, plus other card details.
How Many Credit Cards Should I Have?
The ideal number of credit cards depends on the benefits a person can gain and whether the risk is worth the reward.
First Premier Bank Mastercard Card Review
Is the First Premier Bankcard Mastercard right for you? While it reports to major credit bureaus, its high fees and APR may make it less appealing than other options.
What Is a Charge Off & How To Deal With It
A charge-off is a debt that a lender deems uncollectible and has written off as a loss. Here’s how to handle a charge-off on your credit report.
History of Credit Cards: A Brief Overview
The history of credit dates back thousands of years, but the modern version of the credit card is less than 100 years old.
Can I Pay Rent With a Credit Card?
Even when it is allowed, using credit to cover rent carries considerable potential downsides, such as interest charges and extra fees.
What is a Schumer Box and How Do You Read It?
A Schumer Box puts the fine print of credit card rates and fees in an easy-to-read table. Learn how it can help consumers be more aware of the cost of credit.
Credit Card Closing Date: Meaning And Implications
Your credit card closing date can affect the interest you accrue, the health of your credit score, and the cash back or other awards you earn.
How Much Are Southwest Airlines Miles Worth?
Rapid Rewards is the loyalty program of Southwest Airlines, offering points redeemable for flights. But how much are Southwest Airlines points worth?
1.3495.0+2.7.12