Personal Finance
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U.S. Bank Altitude Go Visa Signature Card Review
Explore the rewards of the U.S. Bank Altitude Go Visa Signature Card, a top no-annual-fee card, and discover flexible cash back, hotel perks, and more.
Chase Sapphire Preferred vs. Capital One Venture Rewards: Detailed Comparison 2024
Both cards bring a ton of perks to the table. But Chase Sapphire Preferred is the winner, as it offers a higher point redemption value for travel purchases.
5 Best Starter Credit Cards for Beginners to Help Build Credit 2024
If you’re new to credit cards, here’s what you need to know about secured cards, unsecured cards, cards for people with no credit history and credit cards for building your credit history.
A Guide to the Hilton Honors Rewards Program
This Hilton Honors Rewards program guide explains how you can earn and redeem points on hotel stays, airplane tickets, experiences, shopping and more.
A Complete Guide to Chase Airline and Hotel Transfer Partners: Redeem and Maximize Value
Chase Ultimate Rewards points are both lucrative and flexible. Find out how to maximize these points with Chase airline and hotel partners.
How to Avoid (and Reduce) Credit Card Interest: Best Strategies
Credit card interest makes your purchases cost more, so you should avoid it or reduce it when you can.
Should You Cancel An Unused Credit Card or Keep It?
Don’t know if you should cancel your unused credit card or not? Here are the pros and cons of closing it and keeping it open.
How Much Are Capital One Miles Worth?
There are many ways to use Capital One MIles, but the most valuable is transferring them to airline miles or hotel points.
Credit Utilization Ratio: All You Need to Know
Endeavor to keep your credit utilization below 30%. That’s the key to harnessing the “amounts owed” component of your credit score and keeping your credit healthy.
How is Interest Calculated on Credit Cards?
While you’re likely to see the annual percentage rate (APR) on your card’s disclosure documents, issuers generally charge you interest on a daily basis. Because most cards use a daily compounding method, you effectively pay a higher percentage than the APR.
How to Find the Credit Card Security Code (CVV)
Your credit card's security code is a three- or four-digit number that helps protect you against credit card fraud. Learn how to find it and why it's important.
4 Credit Cards Offering Roadside Assistance to Have in 2024
A breakdown of our favorite credit cards offering roadside assistance as a perk, plus other card details.
How Many Credit Cards Should I Have?
The ideal number of credit cards depends on the benefits a person can gain and whether the risk is worth the reward.
What Is a Charge Off & How To Deal With It
A charge-off is a debt that a lender deems uncollectible and has written off as a loss. Here’s how to handle a charge-off on your credit report.
History of Credit Cards: A Brief Overview
The history of credit dates back thousands of years, but the modern version of the credit card is less than 100 years old.
Can I Pay Rent With a Credit Card?
Even when it is allowed, using credit to cover rent carries considerable potential downsides, such as interest charges and extra fees.
What is a Schumer Box and How Do You Read It?
A Schumer Box puts the fine print of credit card rates and fees in an easy-to-read table. Learn how it can help consumers be more aware of the cost of credit.
Credit Card Closing Date: Meaning And Implications
Your credit card closing date can affect the interest you accrue, the health of your credit score, and the cash back or other awards you earn.
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