Personal Finance
Advertiser Disclosure
CIT Bank Review

CIT Bank Review: Is It the Right Choice for You

CIT Bank is a major online bank, offering high rates on savings and shorter-term CDs. It can be an excellent choice if you’re looking for a bank to earn high interest on your savings.

savings vs checking accounts

Main Differences Between Checking and Savings Accounts

What is a checking account and how does it differ from a savings account? Here’s a look at what each account offers and how to choose the one you need.

average american savings account balance

Average American Savings Account Balance

Americans keep an average of $41,600 in savings, but this doesn't tell the whole story. Keep reading to find out how much Americans are saving and how much you should save.

Where to Order Checks

Where to Order Checks? Online and Retailers

Paper checks are still a useful financial tool in this digital age. However, they’re not cheap. Cut down on your check costs with these simple tricks.

what is cash app

What is Cash App & How Does It Work?

Cash App is an app that allows you to send and receive money, stocks, or bitcoin through your mobile phone. The app is free, safe, and does not require you to have an open bank account to use it.

529 plan

What is a 529 Plan?

529 plans are state-sponsored savings and investment accounts, with excellent tax advantages. The funds can be used for a wide variety of qualified education expenses.

bank account

How Many Bank Accounts Should You Have?

Banks offer multiple account types for different needs. Keep reading to learn how many accounts you should have.

Money Market vs. Savings

Money Market Account vs Savings Account: Similarities, Differences, & Which Option Is Best for You

Both money market accounts and savings accounts pay interest on balances, but they differ in the interest rates offered, withdrawal regulations, and minimum deposits needed to open an account.

fdic insurance

FDIC Insurance: What Is It and What Are the Requirements?

FDIC is insurance provided by the federal government that protects deposits in U.S. banks up to $250,000. Here’s how it works.

How to Open a Bank Account as a Non US Citizen

How to Open a Bank Account as a Non U.S. Citizen: Requirements and Documentation

Non-citizens absolutely have the right to open an account with a U.S. financial institution. Here’s the documentation you need to have—and the procedure to follow—to get one.

savings account

What Is a Savings Account and Why Do You Need One?

A savings account is an important bank account, ideal for safely storing your money while earning interest. Learn more about what a savings account is here.

how to close a bank account

How to Close a Bank Account

Closing a bank account is a quick and easy process. Learn how to close a bank account here.

checking account

What Is a Checking Account: A Complete Guide

Checking accounts play an important role in managing your money. Learn what a checking account is and how it works.

How To Open A Bank Account Online

How To Open A Bank Account Online: 6 Easy Steps

If you’re looking to get a new checking or savings account, you don’t need to leave home. Check out our guide explaining how to open a bank account online.

APR vs. APY

APR vs. APY: Are They the Same?

While annual percentage rate (APR) and annual percentage yield (APY) might sound similar,they’re actually quite different. The first applies to borrowing money, while the second applies to saving it.

What Is Private Banking?

Private Banking: What It Is and How It Works

Private banking extends personalized financial services and higher yields on deposit accounts, but you’ll need to meet minimum asset requirements to qualify.

best 529 college plan

Best 529 College Savings Plans for 2024

A 529 college savings plan offers a tax-advantaged way to save for higher education Find out which states offer the best plans.

Western Alliance Bank Review

Western Alliance Bank Review 2024

Learn more about Western Alliance Bank, who it’s best for, its products, and how it compares to competitors.

synchrony bank

Synchrony Bank Review

This Synchrony Bank review covers this online-only bank offering high-yield savings, money market accounts, and CDs without monthly fees or minimum balances.

How to Calculate the Return on Your CD

How to Calculate the Return on Your CD

Thinking about opening a CD? Here's how to determine the interest you'll earn based on the CD deposit amount, term, and interest rate.

1.3766.0+2.10.60