Personal Finance
Advertiser Disclosure
savings or investing

Savings vs. Investing: Differences & How to Choose

Our saving vs. investing comparison explains expected returns, how they differ, their pros and cons, and which type of account you need to meet your goals.

bank accounts for the wealthy

12 Millionaire Bank Accounts in December 2024

The best banks for the wealthy offer personalized services, top-notch financial management, generous amenities, account security, and privacy.

how to switch banks

How to Switch Banks

Switching accounts from one bank to another requires careful attention and monitoring during the transition to avoid lost deposits and missed payments.

bask bank

Bask Bank Review 2024

Bask bank is an online bank that’s a division of Texas Capital Bank, and offers savings accounts and CDs.

are cds worth it

Are CDs Worth It?

Certificates of deposit (CDs) can offer competitive rates to savers, but it's important to compare options from different banks to find the right one.

Are CD's taxable?

Are CDs Taxable? All You Need to Know

Interest earned by CDs is taxable, though tax payments may be delayed if they are held in some tax-advantaged retirement accounts. Learn the details of how this works.

open a savings account

How to Open A Savings Account: 4 Simple Steps

Savings accounts are a great option for short-term savings goals. Learn how to find and open the right account for your needs.

Coverdell Education Savings

What Is a Coverdell Education Savings Account (ESA)?

Learn how Coverdell ESAs work, if they're right for you, and explore alternatives. Also, find out the contribution limits and income restrictions.

demand deposit account

What Is a Demand Deposit Account?

Demand deposit accounts are a type of bank account where you can make withdrawals on demand. As a central part of most people’s finances, it’s important to understand how demand deposit accounts work.

bank of america account

How to Open A Bank Of America Account: Minimum Deposit and Other Requirements

You can open a Bank of America account by following these step-by-step instructions. Learn more.

open a cd

How to Open A Certificate of Deposit

Opening a certificate of deposit (CD) has never been easier. You can do it online, from the comfort of your own home. Here’s what you need to know.

best no penalty cd rates

Best No-Penalty CD Rates in December 2024

No penalty CDs let you lock in an interest rate without worrying about early withdrawal fees, making them ideal for short-term saving goals. Learn more.

10 Best 6-Month CD Rates of December 2024

Six-month CDs can help you reach short-term savings goals. Here are the best six-month CDs to grow your money.

best 1 month cd rates

Best 1-Month CD Rates in December 2024

The best one-month CD rates are available through brokered CDs, though some banks and credit unions offer decent rates. We’ve reviewed the top one-month CD rates to help you earn more interest on your deposits.

Best 3-month CD Rates

10 Best 3-month CD Rates in December 2024 To Boost Your Savings

Three-month CDs offer high APYs for short-term savings. Here are the best three-month CDs available at the moment.

Best 5-Year CD Rates

Best 5-Year CD Rates of December 2024

If you want to achieve long-term savings goals, check out our list of the best five-year CDs to grow your money.

best 18 month cd rates

Best 18-Month CD Rates of December 2024

18-month CDs offer attractive APYs beyond one year. Here are the best 18-month CDs to earn high rates.

how much should you have in savings

How To Set Your Target Savings Amount

How much you need to save—for retirement, emergencies, your children’s college, a home, and more—depends on your circumstances. Still, there are some helpful guidelines to follow.

best business savings accounts

Best Business Savings Accounts in December 2024

Business savings accounts can help you manage your company’s money and earn interest on the balance. Here’s a look at the best business savings accounts.

cash in checking account

How Much Cash to Keep in Your Checking Account (vs. Savings)

Checking and savings accounts can help you reach different goals. It's important to know how much money you should keep in each one.

1.3857.0+2.11.22