Personal Finance
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Stephanie Colestock, CFEI®, is a freelance writer with over a decade of experience in personal finance. You'll see her work on publications such as Fortune, MSN, Forbes, USA Today, Fox Business, Yahoo! Finance, and more. Stephanie's areas of expertise include loans, insurance, real estate, retirement, and credit/debt. She has a degree from Baylor University and is currently working toward her CFP ® certification. To contact Stephanie or learn more about her work, you can visit her website, stephaniecolestock.com or reach her on Twitter at @stephcolestock.
Articles by Stephanie Colestock
Best Secured Personal Loans in December 2024
Some personal loans are backed by collateral, like savings or a car title. Here are some of the best secured personal loans and why you might consider one.
Best Business Savings Accounts in December 2024
Business savings accounts can help you manage your company’s money and earn interest on the balance. Here’s a look at the best business savings accounts.
Best Joint Personal Loans in December 2024
Joint loans are loans taken out with a co-borrower. The best joint personal loans offer a range of terms and limits and can be used for a number of purposes.
Best Emergency Loans for Bad Credit in December 2024
Here’s where to look if you suddenly need money and what it takes to get the cash.
Best Low-Interest Personal Loans for December 2024
Low-interest personal loans let you borrow money for needed expenses at a lower cost, since you’ll save on interest. Here are our picks for the best low-interest personal loans and what each lender offers.
Best Installment Loans for December 2024
If you’re looking for a secured personal loan, an unsecured debt consolidation loan, or something in between, check out our top picks for the best installment loans.
Best Peer-to-Peer Personal Loans in December 2024
If you need a loan and want an alternative to traditional banks, the peer-to-peer marketplace might be for you. Here’s what to know.
Main Differences Between Checking and Savings Accounts
What is a checking account and how does it differ from a savings account? Here’s a look at what each account offers and how to choose the one you need.
Conventional Loan: What You Need to Know to Qualify
Conventional loans are the most common type of mortgage. Here’s a look at how they work and what you need to qualify for one.
How To Open A Bank Account Online: 6 Easy Steps
If you’re looking to get a new checking or savings account, you don’t need to leave home. Check out our guide explaining how to open a bank account online.
What Is a Home Equity Line of Credit
A home equity line of credit (HELOC) offers revolving and on-demand access to cash that’s tied to your home’s existing equity. Here’s how it works.
Short Term Loan: What It Is, Types, Pros and Cons
A short-term loan may be all you need to get past an immediate financial hurdle—but be careful. Here’s what you should know about your options, the risks, and how they work.
Can You Back Out Of A House Offer?
A home purchase contract is legally binding, but you may still be able to back out of a house offer if certain situations occur.
Empower Review 2024: Pros, Cons, Who Is It For
Formerly Personal Capital, Empower is an investment platform with free financial tools and customizable advisory services. Check out our Empower review to learn more.
Bounced Check: What Is It? How Long Does It Take to Bounce?
What is a bounced check? Read our guide to learn what a bounced check is, how much it will cost you, and what it means for your credit score.
Cashier's Check? Cost, Uses, Alternatives
Cashier’s checks are often accepted for transactions, even when personal checks aren’t allowed. Here’s a look at what cashier’s checks are and how they work.
Credit Unions vs. Banks: Key Differences and How to Choose the Right One for You
Credit unions and banks are similar institutions offering a range of financial services. The right one for you depends on your needs, location, and eligibility.
How to Cash a Check
Whether you receive a personal, government, or payroll check, there are a few ways to go about cashing it. Here’s a look at how to cash a check and avoid fees.
Home Appraisal: What Is It, How It Works, Types
When buying or refinancing, a home appraisal report is often required by lenders prior to closing. Here’s a look at what home appraisals are and how they work.
Best Mortgage Lenders for 2024
Mortgage loans typically have repayment terms that last decades, so it’s important to choose the right lender from the start. Our list of the best mortgage lenders can help you narrow down the choices.
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