Personal Finance
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Kevin Payne

Kevin Payne

Kevin Payne is a personal finance and travel writer who covers credit cards, banking, and other personal finance topics. His work has been featured by Forbes, Bankrate, Fox Business, Slick Deals, LendingTree, and more. He is the budgeting and family travel enthusiast behind Family Money Adventure. Kevin lives in Cleveland, Ohio with his wife and four kids.

Articles by Kevin Payne

Best 5-Year CD Rates

Best 5-Year CD Rates of December 2024

If you want to achieve long-term savings goals, check out our list of the best five-year CDs to grow your money.

best 18 month cd rates

Best 18-Month CD Rates of December 2024

18-month CDs offer attractive APYs beyond one year. Here are the best 18-month CDs to earn high rates.

Amazon Business American Express Card Review

Amazon Business American Express Card Review 2024: The Best Card for the Online Retailer?

The Amazon Business American Express is a no-annual-fee cash back business credit card that is tailored to the ubiquitous online retailer. So is it right for your business? Let’s see.

Amex Blue Cash Everyday for grocery shopping

Amex Blue Cash Everyday® Card Review 2024

Blue Cash Everyday® Card from American Express earns bonus cash back on groceries, gas, and online purchases without the added cost of an annual fee.

average american savings account balance

Average American Savings Account Balance

Americans keep an average of $41,600 in savings, but this doesn't tell the whole story. Keep reading to find out how much Americans are saving and how much you should save.

bank account

How Many Bank Accounts Should You Have?

Banks offer multiple account types for different needs. Keep reading to learn how many accounts you should have.

credit card purchase benefits

7 Benefits of Making Purchases on Your Credit Card

Credit cards are one of the most popular payment methods and offer several valuable benefits for consumers.

What is a cash advance

What Is a Cash Advance on a Credit Card? Pros, Cons, Alternatives

A cash advance enables consumers to withdraw cash by borrowing against their credit card. Here’s what you need to know about them.

best ira cd rates

Best IRA CD Rates in December 2024

IRA CDs are low-risk investments with guaranteed returns. Read about the best IRA CD rates available now to determine if they're right for you.

Reflex Platinum Mastercard Review

Reflex Platinum Mastercard Review 2024: Is the Fee Worth It for Credit Builders?

The Reflex Platinum Mastercard can help you build your credit, but is it worth the fees charged? Find out in our complete review.

how to pay your credit card bill

How to Pay a Credit Card Bill: 5 Ways

Most credit card issuers offer several ways to make payments. Learn about the different methods available for paying your monthly bill.

FAFSA requirements

FAFSA 2024 Requirements: Who Qualifies

Discover the FAFSA requirements for 2024-2025, including eligibility and financial guidelines, essential documents, and tips on avoiding common mistakes.

Best Jumbo Money Market Rates in December 2024

Jumbo money market accounts reward savers for keeping large balances. Here are the best jumbo money market accounts for high-yield earnings.

Petal 1 Visa vs. Credit One Bank Platinum Visa

Petal 1 Visa vs. Credit One Bank Platinum Visa: Detailed Showdown 2024

The Petal® 1 Visa® and Credit One Bank® Platinum Visa® both offer a lower entry barrier to help build your credit profile, but which card is better? Find out in our latest guide.

digital wallet

What Is a Digital Wallet and How Does It Work?

Digital wallets offer convenient payments online or from your mobile device. Read on to learn about different types of wallets and how they work.

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