Personal Finance
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Kevin Payne is a personal finance and travel writer who covers credit cards, banking, and other personal finance topics. His work has been featured by Forbes, Bankrate, Fox Business, Slick Deals, LendingTree, and more. He is the budgeting and family travel enthusiast behind Family Money Adventure. Kevin lives in Cleveland, Ohio with his wife and four kids.
Articles by Kevin Payne
Best 2-Year CD Rates December 2024
Looking for a guaranteed, attractive return in exchange for leaving your savings untouched for two years? Here are the best two-year CDs available today.
Best Student Credit Cards in December 2024
A student credit card can help you build credit and access beneficial consumer tools and perks. Learn about our picks for the best credit cards for students and how you can start building credit.
SoFi Bank Review 2024: You’re a Member, Not Just a Customer
SoFi Bank offers a high yield savings account and modern banking benefits, but is it right for you? Read our full review to find out.
U.S. Bank Cash+ Visa Signature Card vs. Chase Freedom Unlimited 2024
U.S. Bank Cash+ and Chase Freedom Unlimited earn bonus cash back, but the better option for you may depend on your spending habits.
Best Visa Credit Cards for December 2024
There are 4.2 billion Visa cards worldwide, many of which earn rewards or offer valuable benefits to cardholders. Learn about our top picks for best Visa credit cards.
Capital One Venture Rewards Credit Card Review 2024
The Capital One Venture Rewards Credit Card offers valuable rewards and perks that casual and frequent travelers will love.
PayPal Review 2024: Pros, Cons, Costs
Learn how PayPal works, how it stacks up against the competition, and whether it's the best payment app for you.
What Is a Virtual Credit Card Number?
A virtual credit card number can make online purchases more secure. Learn how virtual card numbers work and which issuers offer them.
Hilton Honors American Express Surpass® Card Review 2024
The Hilton Honors American Express Surpass® Card provides midrange benefits, but its large sign-up bonus and rewards rates offer value in the right hands.
FIT Platinum Mastercard Review 2024
The FIT Platinum Mastercard can help improve your credit, but is it worth the fees? Find out in our review.
If Your Car Breaks Down, Will Insurance Cover a Rental?
Car insurance policies generally don't reimburse rental car costs while your car is being repaired after an accident. Your provider may offer optional rental reimbursement coverage that will help cover the cost.
Upgrade Cash Rewards Visa Card Review 2024
The Upgrade Cash Rewards Visa Card offers the flexible financing and payments of a personal loan with the cash back earning of a credit card. Learn more in our full review.
What is a Black Credit Card? Guide & Examples 2024
Black card perks can make you green with envy. Learn about these luxury benefits unavailable to most consumers—and the sky-high cost of gaining access to them.
What Is Visa Infinite?
Visa Infinite credit cards come with luxury benefits and protections. Learn more about the perks you'll receive with a Visa Infinite card.
Capital One Platinum Credit Card Review 2024
The Capital One Platinum Credit Card has no rewards program and few perks, but it offers an opportunity for cardholders with “fair” credit to build their credit without a security deposit.
Citi Rewards+ Card Review 2024: Does It Compare to Other Cards In Its Category?
The Citi Rewards+ Card offers the unique ability to round up points to maximize rewards opportunities on purchases. Our review can help you determine if it's the right card for you.
8 Best Jumbo CD Rates in December 2024
If you have a large sum of money to deposit in the bank, you can earn high rates with a jumbo CD. Read our list of the best jumbo CD rates to see if this savings vehicle is right for you.
How to Open A Savings Account: 4 Simple Steps
Savings accounts are a great option for short-term savings goals. Learn how to find and open the right account for your needs.
10 Best 6-Month CD Rates of December 2024
Six-month CDs can help you reach short-term savings goals. Here are the best six-month CDs to grow your money.
10 Best 3-month CD Rates in December 2024 To Boost Your Savings
Three-month CDs offer high APYs for short-term savings. Here are the best three-month CDs available at the moment.
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