Personal Finance
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Jean Folger

Jean Folger

Jean Folger is a freelance writer and editor specializing in real estate, retirement, investing, and other personal finance topics. She is passionate about helping people make better financial choices so they have more money and time to spend on the things that matter most. She believes investing in your health—whether to eat well, hit the gym, or try a new sport—is as important as saving for retirement.

Articles by Jean Folger

How to Exchange Foreign Currency

5 Best Ways to Exchange Foreign Currency

The best ways to exchange currency include exchanging money at your local bank, ordering currency online, and withdrawing cash from an in-network ATM overseas.

small business ideas

13 Small Business Ideas in December

Whether you’re an experienced entrepreneur or just getting started, here are 13 small business ideas to consider for 2024.

refinance mortgage

How Long Does It Take to Refinance a House?

A mortgage refinance usually takes about 30 to 45 days to complete, but it could take more or less time, depending on the situation.

best time to buy a home

Best Time to Buy a House in 2024

Spring signals the start of the homebuying season, when home inventory and sales typically hit their annual peaks. But it's not necessarily when buyers get the best deals.

appraisal gap clause

What Is an Appraisal Gap Clause?

An appraisal gap clause says you agree to pay the difference between the appraised value and the agreed-upon purchase price of a home, up to a limit.

mutual funds vs stocks

Mutual Funds vs. Stocks: Key Differences & Which Investors Should Pick

When you invest in a stock, you buy a share of one company. A mutual fund bundles stocks, bonds, or other securities together, offering instant diversification in a single investment.

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