Personal Finance
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Jean Folger is a freelance writer and editor specializing in real estate, retirement, investing, and other personal finance topics. She is passionate about helping people make better financial choices so they have more money and time to spend on the things that matter most. She believes investing in your health—whether to eat well, hit the gym, or try a new sport—is as important as saving for retirement.
Articles by Jean Folger
What is a Dividend Reinvestment Plan (DRIP)?
A dividend reinvestment plan (DRIP) lets you accumulate more shares of the same company over time, generating higher potential long-term returns due to the power of compounding.
What is a Roth IRA?
Roth IRAs offer an alternative to traditional IRAs in terms of their tax treatment and other factors. They may be a good addition to your retirement savings efforts.
What Is a Stock Portfolio? Definition, Strategy, Considerations
An investment portfolio is a collection of assets designed to earn a return or grow in value over time, but the right portfolio for you depends on your goals, risk tolerance, and time horizon.
What Is Wealth Management and Do You Need It?
A wealth manager helps you grow and protect your wealth and reach your financial goals, but they aren’t cheap. Here’s a closer look at wealth management to help you decide if it’s a smart investment.
Your 2024 Guide to Trading on Margin
Margin boosts your buying power and provides more investing options, but it also amplifies your losses. Here's what you need to know about margin trading.
Best REITs to Invest in December 2024
Real estate investment trusts, or REITs, offer exposure to the real estate market without owning, financing, or managing physical properties.
Best Investing Apps 2024
The best investing apps offer a range of products, low fees, and a user-friendly interface. Here are our top picks for 2024.
10 Best Ways to Invest $10K
If you’re looking for the best way to invest $10K, here are 10 options to consider, from maxing out your retirement accounts to investing in yourself.
10 Ways to Invest $20,000
Looking for the best way to invest $20K? Here are 10 options to consider for growing your money and reaching your goals.
12 Millionaire Bank Accounts in December 2024
The best banks for the wealthy offer personalized services, top-notch financial management, generous amenities, account security, and privacy.
Best Retirement Accounts for December 2024
The best retirement accounts offer a tax-advantaged way to build your nest egg and fund your golden years. Here are several options to consider.
How Much Money Do You Need to Buy a House?
There’s more to think about than just a mortgage payment, including a down payment, closing costs, prepaids, moving expenses, and ongoing homeownership. Here’s what to know.
How Long Does It Take to Buy a House?
The average time to close on a house is about six weeks, but your financial situation and the local real estate market can affect your timeline. Here’s what to know.
4 Different Ways to Buy a House With No Money Down
Saving a down payment can feel like a roadblock to homeownership. If you don't have a down payment—or don't want to wait until you do—you can buy a house with no money down. Here's how.
Most Common Paypal Scams And How To Spot Them
PayPal scammers try to steal your money or identity. Here’s what you should know about the most common PayPal scams and how to avoid them.
How to Make Money on Twitch
Ever wondered how you can make money as a Twitch streamer? We talked with one of the best Tekken 7 players of all time to find out what it takes.
12 Best Money-Making Apps for 2024
Money-making apps can be a quick and simple way to earn extra cash from your habits and hobbies with just a few taps on your mobile device.
Best Money-Saving Apps 2024
The best money-saving apps can make saving more effortless—and even fun. Here are our favorite apps for saving money in 2024.
9 Best Ways to Invest $100K
The best ways to invest $100K depends on your goals and risk tolerance. Here are eight options to consider.
Alpha vs. Beta in Investing: What’s the Difference?
Alpha measures an investment's return relative to a benchmark, while beta measures risk. Find out how these two metrics can help you pick investments that match your risk/return profile.
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