Personal Finance
Advertiser Disclosure
As a nationally recognized personal finance writer for the past 11 years, Jacob Wade has written professionally for Forbes Advisor, Money.com, The Balance, Investor Junkie, LendingTree, Investopedia, Money Under 30, GOBankingRates and other popular sites. He has also been a featured expert on CBS News, MSN Money, Forbes, Nasdaq, Yahoo! Finance and AOL Finance. His background includes five years as an Enrolled Agent at an accredited CPA firm, where he prepared tax returns for individuals and small businesses.
Articles by Jacob Wade
What is Forbearance and How Does It Work?
Forbearance allows you to stop loan payments and protect your credit. But interest still accrues so you must proceed with caution.
Best 1-Month CD Rates in December 2024
The best one-month CD rates are available through brokered CDs, though some banks and credit unions offer decent rates. We’ve reviewed the top one-month CD rates to help you earn more interest on your deposits.
Best ETFs to Invest in December 2024
The best ETFs offer low fees, diversified holdings, and the best performance. We’ve reviewed the top ETFs in every major category to help you build your investment portfolio.
8 Ways to Pay Off Student Loan Fast
Paying off student loans faster can save you a ton of money in interest and help you focus on building wealth. Here are eight tried-and-true ways to cut years off your loan payoff date.
How to Refinance Your Student Loan in 5 Steps
Refinancing your student loans can save you money and simplify your monthly payments. Here’s what you need to consider.
7 Best Personal Loans for Vacation in December 2024
Vacation loans can help you fund your upcoming vacation or a last-minute trip, but watch out for high fees. While some lenders offer rates as low as 6.99% APR, that’s not the norm. And some vacation loans have up-front fees that can quickly increase your APR.
6 Factors That Increase Your Student Loan Balance
Many students see their student loan balances increase over time. Here are some reasons why that happens. Learn more.
What Are Student Loans? A Beginner's Guide
Learn how to choose the right student loan, how to apply for a student loan, and how to successfully manage student loan repayment.
Best Money Market Funds in December 2024
The best money market funds offer high yields with low fees, and don’t require a huge minimum investment. We’ve reviewed the money market funds to help you earn more interest with less risk to your portfolio.
Best Banks for Nonprofits in December 2024
The best banks for nonprofits have low fees and plenty of online banking features. We cover the top banks to help you find the right one for your organization.
What Happens If You Dont Pay Student Loans?
Missing student loan payments can have serious consequences—including credit score impact, wage garnishment, and more. But there are options for borrowers who can’t afford student loan payments.
How to Reduce Taxable Income: 7 Ways
Take advantage of tax deductions and credits to save thousands. We’ve found the best ways to reduce your taxable income with minimal effort.
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