Personal Finance
Advertiser Disclosure
Craig Stephens is a personal finance and investing writer covering diverse topics, including retirement, financial independence, stocks, ETFs, IPOs, and alternative investments. His writing has been featured on US News & World Report, Yahoo! Finance, Business Insider, Seeking Alpha, and HumbleDollar.
He is a former information technology professional who spent 19 years consulting for the Internal Revenue Service (IRS). A do-it-yourself investor since 1995, he started blogging in 2013 to share his investment knowledge and early retirement aspirations before leaving his consulting career in 2022 to be a full-time writer.
Craig studied Finance at Michigan State University and lives in Northern Virginia with his wife and three children.
Articles by Craig Stephens
Inflation investments: How to hedge against inflation
Move idle cash to inflation investments and consider increasing your risk tolerance to hedge against inflation's harmful effects on your wealth.
Best Self Employed Retirement Plans of 2024
The solo 401(k), SEP IRA, and SIMPLE IRA offer tax advantages for self-employed individuals. The best choice depends on income, age, and employees.
Quontic Bank Review 2024: Modern Banking With a Nice Ring to It
Quontic Bank is an online bank offering competitive rates and a pay ring. Its specialty is nontraditional mortgages for underserved borrowers.
How to Borrow Money: 8 Best Ways
These methods for borrowing money are convenient, inexpensive, and fast. Find out the wrong ways to borrow, too, which may lead to debt troubles.
Share Certificates: Definition, Pros And Cons
Share certificates are credit unions’ equivalent of certificates of deposits (CDs). However, the two savings vehicles are not identical.
What Is a Credit Builder Loan and How Does It Work?
Credit-builder loans help those with no credit history establish credit scores by making regular payments to lenders that report payments to credit bureaus.
Best Health Savings Accounts in September 2024
The best health savings accounts (HSAs) offer low minimums, a wide range of investment options, and straightforward fees.
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