Personal Finance
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Sarah Hostetler

Sarah Hostetler

Sarah Hostetler is a freelance writer and has been featured on Million Mile Secrets and The Points Guy. She covers topics on points and miles, credit cards, airlines, hotels, and general travel.

Articles by Sarah Hostetler

Best Cash Back Debit Cards

Best Cash Back Debit Cards of 2024

If you’re not earning cash back rewards on your debit-card purchases, you're missing out. Learn more about the best cash back debit cards.

debt consolidation loans

10 Best Debt Consolidation Loans of November 2024

Depending on the size of your debt, you could save thousands of dollars by eliminating high-interest credit card balances with a debt consolidation loan.

best rewards credit cards

Best Rewards Credit Cards for November 2024

Opening the best rewards credit cards can mean hundreds of dollars in cash back each year, free travel, discounts at your favorite restaurants, and more..

easiest personal loans to get

10 of the Easiest Personal Loans to Get

Whether you’ve got unexpected medical bills, you want to go back to school, or you want to consolidate your debt, a personal loan can revolutionize your life.

rewards checkin accounts

Best Rewards Checking Accounts for November 2024

If you’re one of the many who aren’t funneling money through a rewards checking account, you’re effectively lighting dollar bills on fire.

credit card grace period

Credit Card Grace Period: What It Is And How It Works

Did you know that you can receive what essentially amounts to a short-term loan from the bank without paying a lick of interest?

Defaulting on Credit Cards

Defaulting on Credit Cards: Why It Happens and What to Do

Defaulting on a credit card is one of the worst things you can do for your credit. Here’s how to avoid it—and what to do if you’re already experiencing default.

Delta SkyMiles bonus offers

Delta SkyMiles Personal Credit Cards Now Offering Bonuses Up To 60,000 Miles

The current bonuses for Delta SkyMiles American Express personal credit cards are enough to interest just about anyone, regardless of travel style. You only have until July 17, 2024. What to consider.

fair credit score

What is a Fair Credit Score

A fair credit score isn’t sufficient to thrive in the world of credit. Let’s look at what you can expect with such a score as well as some ways to increase it.

upgrade credit card review

Upgrade Credit Card Review 2024

The Upgrade Credit Card has almost a parental relationship with its cardholders. Whether you consider that a pro or a con depends on your perspective.

Citi Diamond Preferred Review

Citi Diamond Preferred Review 2024

If you’re having trouble paying off high credit card balances, opening the Citi Diamond Preferred card could be one of the best financial decisions you can make.

Citi Custom Cash Card Review

Citi Custom Cash Card Review 2024

The Citi Custom Cash Card pays 5% cash back on the spending category you use the most. Learn more in this Citi Custom Cash Card review.

AmEx Blue Business Plus Review

The Blue Business® Plus Card Review: A Great Option for Rewards with No Annual Fee

Earning two Amex points per dollar on all purchases is quite the perk. If you know how to use them, you could receive an effective 4% back on all purchases.

best store credit card

Best Store Credit Cards for November 2024

You’ve almost certainly been standing at checkout and staring down the barrel of a painfully rehearsed store credit card pitch. Did you take the bait?

Best Cash Back Credit Cards

Best Cash Back Credit Cards for November 2024

Whether the lion’s share of your spending is on dining, groceries, gas, or online shopping, we’ve identified the best cash back credit cards for your style.

citi credit cards

Best Citi Credit Cards for November 2024

Citi offers multiple credit cards to fit just about any lifestyle, which can make choosing the best Citi credit card quite difficult.

soft pull credit cards

Best Soft Pull Credit Cards in November 2024

Hard inquiries on credit card applications temporarily lower your credit score. This is why soft pull credit cards are so useful.

sign back of credit card

Should I Sign My Credit Card

Signing the back of your credit card was once helpful to prevent fraud, but that’s not the case not anymore. However, merchants can decline your card if it’s not signed.

What is a good apr for a credit card

What’s Considered a Good APR for Credit Cards?

The lower the APR the better, but if you’re responsible with your credit card, you’ll rarely or never encounter an interest payment.

Delta SkyMiles Gold AmEx Review

Delta SkyMiles Gold American Express Card Review 2024

Even if you only fly Delta once or twice per year, you’re sure to find the Delta SkyMiles Gold Card’s $99 annual fee well worth it.

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