Personal Finance
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Jessica Martel

Jessica Martel

Jessica Martel is a professional researcher, freelance writer, and mother of two rambunctious little boys. She specializes in the areas of personal finance, financial literacy, and the psychology of money.

Jessica graduated from the University of Calgary with degrees in Communications and Culture, and Psychology and then went on to pursue her Master of Science degree in Cognitive Research Psychology. Her work has appeared on Investopedia, The Balance, Money Under 30, Seeking Alpha, Scotiabank, and more.

Articles by Jessica Martel

asian woman looking at credit card and bill looking sad

What Happens If You Go Over Your Credit Card Limit?

Going over your credit card limit can result in consequences, including high fees, a drop in your credit score, and even the closure of your account. Read on to learn more.

 pay off your mortgage or invest

Should You Pay Off Your Mortgage or Invest?

Debating whether you should put extra cash towards mortgage payments or investing it? It’s a tricky decision, but both are worthy goals.

combat inflation

9 Ways to Combat Inflation

You feel it when you buy food, pay your electricity bill and fill your tank. It’s inflation. While there’s no escaping it, there are ways to combat it.

Amazon unopened package on the floor

How to Make Money on Amazon in 2024

If you’re looking for your next money making opportunity, consider a side gig, part-time or full-time position with Amazon.

16 Ways to Make Money on TikTok in 2024

16 Ways to Make Money on TikTok in 2024

From brand partnerships to TikTok’s Creator Fund and affiliate programs, there’s a variety of ways you can make money on TikTok.

FIRE movement

What is FIRE Movement: Financial Independence, Retire Early?

Learn how you can take control of how you spend your time and money—and stop working sooner—with the Financial Independence, Retire Early (FIRE) movement.

make money online

18 Successful Strategies to Make Money Online in 2024

Looking for a side hustle to bring in extra money or want to transfer out of your office job? There are many ways to make money online.

Subsidized vs. Unsubsidized Loan written on a notepad with a student graduation hat on it

Subsidized vs. Unsubsidized Student Loans: Which is Best for You?

If you qualify for subsidized student loans, take advantage of them. The government will pay your interest while you're in school and during deferments.

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